Vermont Take-Home Pay Calculator
Estimate your Vermont paycheck using VT's 2025 state tax brackets, plus federal income tax and FICA.
What comes out of a Vermont paycheck
Vermont applies four brackets from 3.35% to 8.75%. Unlike most states, Vermont deliberately decoupled from the federal standard deduction, setting its own smaller figure ($7,000 for single filers) plus a separate $5,250 personal exemption per person — both amounts stack to reduce Vermont-taxable income.
VT-taxable income: $80,000 − $4,000 pre-tax − $7,000 standard deduction − $4,500 personal exemption = $64,500. VT tax on $64,500 (3.35%/6.6% brackets) ≈ $2,825.
Federal tax (on $61,000 taxable) ≈ $8,334 · VT state tax ≈ $2,825 · Social Security $4,960 · Medicare $1,160.
Annual take-home ≈ $58,721 → about $2,258 per biweekly paycheck (73.4% of gross).
Vermont's own deduction structure — a genuine difference from most states
Most states either use the federal standard deduction directly or replace it with one larger state-specific figure. Vermont does something less common: it keeps a smaller standard deduction and stacks a separate personal exemption on top, both indexed independently. The combined effect is roughly comparable to a single larger deduction, but the two-part structure is worth understanding if you're comparing Vermont's figures to another state's.
Common mistakes when estimating Vermont take-home pay
- Using the federal standard deduction amount. Vermont has its own, smaller figure — don't substitute the federal number.
- Forgetting the separate personal exemption. It stacks on top of the standard deduction, not instead of it.
- Expecting a local city income tax. No Vermont city or town levies one.
Frequently asked questions
What are Vermont's state income tax rates?
Four brackets for 2025: 3.35%, 6.6%, 7.6%, and 8.75%.
Why does Vermont have its own standard deduction instead of using the federal amount?
Vermont deliberately decoupled from federal figures, using its own smaller deduction plus a separate personal exemption.
Does Vermont have local city income tax?
No — no Vermont city or town levies a separate income tax on wages.
Do Vermont's brackets differ by filing status?
Yes — joint filers use wider thresholds, and the deduction and exemption amounts increase too.
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Note: Simplified estimate using 2025 state and federal figures; excludes credits and benefit specifics. Not tax advice. Figures: 2025 Vermont and federal tax year. Last reviewed: September 2026.