Missouri Take-Home Pay Calculator
Estimate your Missouri paycheck using MO's 2025 state tax brackets — compressed so the top rate starts at just $9,191 — plus federal income tax and FICA.
What comes out of a Missouri paycheck
Missouri's 8 brackets look progressive on paper, but they're so compressed — stepping up roughly every $1,313 — that the top 4.7% rate kicks in at just $9,191 of taxable income. In practice, nearly all of a typical worker's income is taxed at or near the top rate, making Missouri function much closer to a flat tax than its bracket count suggests.
MO-taxable income: $80,000 − $4,000 pre-tax − $15,750 standard deduction = $60,250. MO tax on $60,250 (compressed 0%-4.7% brackets) ≈ $2,656.
Federal tax (on $61,000 taxable) ≈ $8,334 · MO state tax ≈ $2,656 · Social Security $4,960 · Medicare $1,160.
Annual take-home ≈ $58,890 → about $2,265 per biweekly paycheck (73.6% of gross).
Missouri's 2025 tax brackets (all filing statuses)
| Taxable income | Rate |
|---|---|
| $0 – $1,313 | 0% |
| $1,313 – $2,626 | 2% |
| $2,626 – $3,939 | 2.5% |
| $3,939 – $5,252 | 3% |
| $5,252 – $6,565 | 3.5% |
| $6,565 – $7,878 | 4% |
| $7,878 – $9,191 | 4.5% |
| Over $9,191 | 4.7% |
The standard deduction conforms to the federal amount: $15,750 for single filers and $31,500 for married filing jointly for 2025.
Why Missouri's brackets barely matter in practice
Because every bracket below the top one covers less than $10,000 total combined, a worker earning any reasonably typical salary pays the 4.7% top rate on the overwhelming majority of their taxable income — the lower brackets only shave a small, fixed amount off the total regardless of how much someone earns above $9,191. This is common among a handful of states whose bracket structures date back decades without major restructuring, even as they've been indexed for inflation.
Common mistakes when estimating Missouri take-home pay
- Expecting meaningfully lower tax at modest incomes. Because the top bracket starts so low, even modest earners pay close to the 4.7% marginal rate on most of their income.
- Assuming brackets differ by filing status. They don't — only the standard deduction changes between single and joint filers.
- Forgetting St. Louis or Kansas City's local earnings tax. Residents and non-resident workers in those two cities owe an additional 1% local tax not reflected here.
Frequently asked questions
What are Missouri's state income tax rates?
8 compressed brackets from 0% to 4.7% for 2025, with the top rate starting at just $9,191 of taxable income.
Do Missouri's brackets differ by filing status?
No — the same thresholds apply to every filing status; only the standard deduction differs.
Why does Missouri's top bracket start so low?
The bracket thresholds were set long ago and have only been modestly inflation-adjusted, so the structure now functions much closer to a flat tax for most earners.
Does Missouri have local city income tax?
Only St. Louis and Kansas City levy a 1% local earnings tax — every other Missouri city and county has none.
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Note: Simplified estimate using 2025 state and federal figures; excludes St. Louis/Kansas City earnings tax, credits, and benefit specifics. Not tax advice. Figures: 2025 Missouri and federal tax year. Last reviewed: September 2026.